How To Raise Your Credit Score - Terry Price Credit Secrets Bible Review

 If you want to learn how to raise your credit score fast, I highly recommend you check out Credit Secrets Bible by Terry Price. He will show you how to raise your credit score up to 249 points within 90 days.

  Raising your credit score is not the impossible feat it may seem like. Anyone can repair their credit with a little knowledge and a lot of discipline. Raising your credit score fast is a little harder as a credit score is largely based on credit history. This means a significant amount of time must have passed to show that you have been a good borrower for that amount of time.

  The main steps in raising your credit score are:

  1.) Obtain a Copy of Your Credit Reports

Getting a copy of your credit reports from all three bureaus that offer them is the first step in fixing your credit. You can then study them and see what is negatively affecting your credit and how you can fix it quickly.

  2.) Lower Your Ratio of Loan Balances to Loan Amounts

On any bad credit report a statement such as, “Proportion of loan balances to loan amounts is too high. Proportion of balance to credit limits is too high.” To fix this quickly, you will need to lower your debt by 80%. This will raise a credit score by 10-100 points in 15-45 days.

  3.) Call Creditors and Negotiate

Oftentimes creditors will work with you to lower interest rates, extend loan repayment periods and eliminate late fees. This can raise your score by 25-100 points.

  4.) Pay Off Debts

After you have negotiated with the creditors, pay off collections and bad debts and ask for total removal or paid in full to be placed on your report once you have done so. This will raise your score by 10-80 points fast.

  5.) Dispute Wrong Information

Sometimes information is left on your report that should have been taken off. For instance, you may have paid off a debt but it still shows with a balance outstanding. Getting this fixed quickly will raise your credit score just as fast by 10-80 points.

  I recommend you get Terry Price’s Credit Secrets Bible if you want to know how to raise your credit score fast.

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